overdraft

英 [ˈəʊvədrɑːft]

美 [ˈoʊvərdræft]

n.  透支额; 透支安排

复数：overdrafts　

IELTSTEM8BEC经济

Collins.1 / BNC.9950 / COCA.25476

牛津词典

noun

• 透支额；透支安排
  the amount of money that you owe to a bank when you have spent more money than is in your bank account; an arrangement that allows you to do this
  1. to run up/pay off an overdraft
     发生透支；付清透支

柯林斯词典

• N-COUNT 透支；透支额
  If you have anoverdraft, you have spent more money than you have in your bank account, and so you are in debt to the bank.
  1. When I left Cambridge I had a £10,000 overdraft...
     我离开剑桥时，透支了1万英镑。
  2. Her bank warned that unless she repaid the overdraft she could face legal action.
     银行警告她如果不偿还透支钱款，她将面临诉讼。

英英释义

noun

• a draft in excess of the credit balance

双语例句

• The bank just closed down our overdraft.
  银行封闭了我们的透支额度。
• First, I was not intentionally malicious overdraft, and is the first time this happens.
  第一，我不是故意恶意透支的，且是第一次发生这种情况。
• Overdraft fees account for more than three-quarters of service fees charged on customer deposits, he said.
  他表示，在向客户存款收取的服务费中，透支费占到了四分之三以上。
• The Dodd-Frank act restricted credit-card penalties and overdraft fees, and proposed a cap on the amount banks can charge retailers for debit-card transactions.
  多德-佛兰克法案限制了信用卡违约金和透支费，并提议对银行可向零售商收取的借记卡交易费用施加上限。
• For 12 years, I dared not exceed £ 10,000 [ on my overdraft].
  头12年，我的透支额从不敢超过1万英镑。
• Bluebird does not charge overdraft, monthly, activation or minimum amount fees.
  蓝鸟卡不收取透支费、月费、激活费或账户最低存款额费用。
• The subjective requirement of malicious overdraft is intentional, which is intention by illegal possession.
  恶意透支行为的主观罪过形式是故意，具有非法占有目的；
• She used most of the money to pay off her overdraft.
  她把这钱的大部分都用来偿付她的透支款了。
• They discuss the interest rate charged on the overdraft facility.
  他们要商谈的是透支利率问题。
• Current accounts should always be maintained in credit unless overdraft arrangements have been previously made.
  活期账户应一直保持贷方余额，除非预先作了透支安排。